Don't want to pay the whole amount at once? Pay in installments!

In the case of ESTO installments, it is an extremely fast and convenient payment solution that helps you prepare a payment schedule based on the period you choose. The payment solution makes a decision in real time and helps to complete the purchase in less than 60 seconds.

Add suitable products to the shopping cart, confirm your order and choose ESTO installment payment from the payment methods. When confirming the purchase, choose the period that suits you, the size of the monthly installment and conveniently sign digitally using an ID card, Smart-ID or Mobile-ID.

  • All citizens of the Republic of Estonia between the ages of 18 and 70 can apply for an ESTO installment payment. 
  • The ESTO installment payment can also be processed quickly and conveniently for a legal entity. 
  • ESTO installment payment is offered and managed by ESTO AS.  

ATTENTION! Each installment is a financial obligation. Before concluding an installment agreement, familiarize yourself with the terms of the respective service and, if necessary, consult an expert. Every financial decision comes with risks and obligations, so we ask you to carefully consider the need to use loan products. For example, in the case of a 1290-euro loan with a fixed interest of 14.90% per year for 24 months and a contract fee of 0 euros, the APR is 31.62%, the monthly payment is 70.67 euros, and the total amount to be repaid by the consumer is 1696.08 euros. The final payment is a financial obligation, and before making a decision, thoroughly familiarize yourself with the terms of the contract and, if necessary, consult with an ESTO AS employee or other expert. Installment payment is offered and managed by ESTO AS.

WHAT IS ESTO? ESTO is a financial services company, whose beginnings date back to 2016. The brand was born from the need for a new generation of payment solutions that would be suitable for both the end consumer and the seller. Today, ESTO offers the largest selection of different payment solutions in the Baltics, and ESTO's partner network includes over 2,600 cooperation partners and stores and over 300,000 customers. 

Check out the terms and conditions here: www.esto.ee

If necessary, contact an ESTO AS employee - info@esto.ee or www.esto.ee in the LIVE chat window.